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Payment plans
Payment plans

Pay over time with Cherry

Check what you qualify for in about 60 seconds, with no hard credit check and no obligation.

Book NowAll treatments

Beauty Factory SD offers patient financing through Cherry, a buy-now-pay-later provider for health and wellness care. Checking your options takes about 60 seconds and involves no hard credit check, so it does not affect your credit score. Approved amounts run up to $50,000, with 0% APR plans available depending on eligibility.

What Cherry is

Cherry is a financing company that specializes in health and wellness purchases. You apply through Cherry directly, Cherry decides what you qualify for, and you pay Cherry back over the term you choose. The practice is not the lender and does not make the lending decision.

The reason it suits aesthetic medicine is the same reason it suits dentistry and veterinary care: these are planned, self-funded treatments that insurance does not cover, and the cost usually arrives all at once.

What Cherry offers

  • No hard credit check, ever — checking your options does not affect your credit score.

  • True 0% APR options, subject to eligibility.

  • Interest-bearing plans with APRs as low as 5.99% where 0% does not apply.

  • Approvals up to $50,000.

  • No hidden fees.

  • About 60 seconds to complete the application.

How it works

Three steps, and the first one is free and reversible — you can check what you qualify for before you have decided on any treatment, and you are under no obligation to use it.

  • See if you qualify. The application takes about a minute and runs a soft credit check only.

  • Get care. Use your approval to pay for your treatment at the practice.

  • Pay over time. Choose a plan length that fits, including 0% APR options where you are eligible.

Using it here

Bring your Cherry approval to your appointment, or mention it when you book, and we will apply it at checkout. If you would rather talk it through first, a consultation costs nothing and no card is required to request one.

Cherry is one way to pay, not the only one. Nothing about a treatment plan changes based on how you choose to pay for it.

Check what you qualify for

Cherry’s application runs below. It is handled entirely by Cherry — the practice never sees your financial details.

Common questions

Does checking my options affect my credit score?

No. Cherry runs a soft credit check to show you what you qualify for, and a soft check does not affect your score. There is no hard credit check at any point in Cherry’s application.

Is it really 0% APR?

True 0% APR plans exist and are subject to eligibility — they are not guaranteed to everyone. Where a 0% plan does not apply, Cherry offers interest-bearing plans with APRs starting at 5.99%. Your exact terms depend on your credit profile and are shown to you by Cherry before you accept anything.

How much can I be approved for?

Cherry approves up to $50,000. What you personally qualify for is Cherry’s decision, not the practice’s, and it is shown to you at the end of the application.

Do I have to use it once I am approved?

No. An approval is an option, not a commitment. You can check what you qualify for and decide later, or not use it at all.

Can I use Cherry for any treatment?

It can be applied to treatments at the practice in the same way as any other payment method. What a treatment costs is quoted at your consultation — the practice publishes no price list, because the amount depends on what your result actually requires.

Who do I contact about my plan?

Cherry, for anything about the loan itself — your balance, your payment dates or your account. The practice can help with anything about the treatment, but has no access to your Cherry account.


These are examples only. 0% APR and other promotional rates are subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry offers the payment plan terms shown.Payment options through Cherry Technologies, Inc. are issued by its lending partners — see withcherry.com/lending-partners, and withcherry.com/terms for details. Iowa only: borrowers are subject to Iowa state specific underwriting criteria, and APR for all Iowa borrowers is capped at 20.99%.Cherry Technologies Inc., NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.
Next step

Not sure what it would cost?

Book a consultation and we’ll give you a firm quote before anything begins.

Book NowContact Beauty Factory SD

Aesthetic medicine in San Diego — injectables, IV therapy and medically supervised weight management.

4025 Camino Del Rio South, Suite 306

San Diego, CA 92108

(619) 306-0462Stan@beautyfactorysd.com
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